NEWS
How to Let Go of Sentimental Items Without Feeling Guilty
These tips can help you clear both emotional and physical clutter. Going through sentimental belongings can be an emotional process. Whether you're preparing for a move or reorganizing, it's natural to feel conflicted when saying goodbye to items tied to special...
Mortgage Renewal – Fixed or Variable Rate and How to Prepare
With over half of Canadian mortgages set to renew before the end of 2026, the recent reduction in the Bank of Canada’s key interest rate from 5.0% to 4.75% on June 5th has left many homeowners questioning whether to choose a fixed or variable rate upon renewal. Understanding these options and anticipating future changes is crucial for navigating the current mortgage landscape.
Financial Benefits of Downsizing
In British Columbia, analyzing the financial benefits of downsizing can be particularly advantageous given the province's high property values, especially in areas like Greater Vancouver and Victoria. Downsizing can provide immediate and long-term financial relief by...
From Renting to Owning: Your Essential Guide to Buying a Home in a Competitive Market
Transitioning from renting to owning a home can be challenging, especially in a competitive real estate environment with high interest rates and escalating prices. However, with thoughtful planning and an understanding of the key steps involved, this dream can become a reality. Here’s a detailed guide to help you navigate the process.
Approaching Downsizing – A Breakdown
Downsizing your home is a process that goes beyond simply moving to a smaller space—it involves reducing the number of possessions you have and shifting your focus to a more intentional lifestyle. Here’s a detailed breakdown of how to approach this part of downsizing:...